RightMoney

    finance, done right.

    Recommended Flow

    New here? Start with the → then find your → finalize with the

    🛡️

    The Foundation

    Safety & Debt — managing liabilities, protecting the baseline

    Standard: 3 min

    Home Loan EMI

    Plan your dream home EMI with prepayment impact.

    📉 Debt🏠 Asset Backed
    Zero-Knowledge
    Standard: 3 min

    EMI Calculator

    Any loan EMI with prepayment & processing fees.

    📉 Debt❌ Non-Deductible
    Zero-Knowledge
    Quick: 1 min

    Car Loan

    Car loan EMI & total interest paid.

    📉 Debt❌ Non-Deductible
    Zero-Knowledge
    Standard: 3 min

    Loan Comparator

    Compare up to 4 bank offers instantly.

    Zero-Knowledge
    Standard: 3 min

    Net Worth

    Assets minus liabilities — your true number.

    Zero-Knowledge
    Standard: 3 min

    Loud Budgeting

    Plan & share your budget publicly.

    Zero-Knowledge
    📈

    Safe Wealth & Govt. Schemes

    Guaranteed returns, sovereign-backed savings

    Quick: 1 min

    PPF Calculator

    Project 15-year maturity with extension scenarios.

    🔒 Sovereign✅ EEE (Tax Free)
    Budget 2026 Compliant
    Quick: 1 min

    Sukanya Samriddhi

    Project your daughter's 21-year maturity value.

    🔒 Sovereign✅ EEE (Tax Free)
    Budget 2026 Compliant
    Quick: 1 min

    Senior Citizen Savings

    High-yield quarterly income for elders.

    🔒 Sovereign🟠 Partially Taxable
    Budget 2026 Compliant
    Quick: 1 min

    Post Office Scheme

    Post Office monthly income scheme projection.

    🔒 Sovereign❌ Fully Taxable
    Budget 2026 Compliant
    Quick: 1 min

    Fixed Deposit

    Interest earned with TDS impact on your deposits.

    🟢 Low❌ Fully Taxable
    TDS Logic Included
    🚀

    The Freedom Suite

    Long-term compounding — exiting the rat race

    Deep Dive: 5 min

    Freedom Engine (FIRE)

    Find your exact retirement number with ruthless honesty.

    Rule of 33 • Phase Inflation
    Standard: 3 min

    NPS Calculator

    Pension & lump-sum at retirement with the 60/40 split.

    🟡 Moderate🟠 Partial Tax
    Budget 2026 Compliant
    Standard: 3 min

    Gap Finder

    Find the SIP gap between your pace and target.

    Loss-Aversion Engine
    Quick: 1 min

    Gratuity Calculator

    Terminal benefits after years of service.

    Payment of Gratuity Act
    Quick: 1 min

    Rupee Value Over Time

    What ₹1000/month becomes in 2045 — in real terms.

    Inflation-Adjusted
    ⚖️

    Tax & Optimization

    Stopping the 'leakage' to the government

    Standard: 3 min

    Income Tax Calculator

    Old vs New regime — see which saves more.

    Budget 2026 Compliant
    Standard: 3 min

    Section 80C Optimizer

    Maximize your ₹1.5L deduction limit.

    Budget 2026 Compliant
    Quick: 1 min

    Tax Drag Calculator

    See how taxes silently erode your returns.

    Eye-Opener Tool
    🎓

    Goal-Specific

    Earmarked wealth for specific milestones

    Standard: 3 min

    Education Planner

    Inflation-adjusted education costs for your child.

    8-30% Education Inflation
    Standard: 3 min

    Gold Investment

    Physical, Digital, ETF & SGB comparison.

    SGB Tax-Free Logic

    Tool Bundles

    Multi-tool flows for specific life stages

    👶 The New Parent Bundle

    Secure your child's future from Day 1.

    🏃 The Debt Trap Exit

    Break free from the EMI cycle.

    🔥 The FIRE Path

    Your roadmap to early retirement.

    Guides & Deep Dives

    PPF Calculator 2026: Calculate Returns at 7.1% Interest Rate

    See exactly how much your PPF deposits grow over 15 years with the latest government-notified rates.

    Sukanya Samriddhi Yojana Calculator: Best Savings Plan for Girl Child

    Plan your daughter's education and marriage with India's highest-interest government savings scheme at 8.2% p.a.

    Section 80C Tax Saving Calculator: Maximize ₹1.5 Lakh Deduction (Old Regime)

    See exactly how much tax you save with PPF, ELSS, SSA, EPF, LIC, and other 80C investments under the Old Tax Regime.

    Old vs New Tax Regime Calculator 2026-27: Which Saves You More?

    Enter your salary and deductions — instantly see which regime results in lower tax for FY 2026-27.

    Home Loan EMI Calculator 2026: Monthly Payment, Interest & Amortization

    Calculate your exact monthly EMI, total interest cost, and year-wise amortization schedule for home loans at current 2026 rates.

    FIRE Calculator India: Calculate Your Financial Independence Number

    How much do you need to never work again? Factor in Indian taxes, 13% medical inflation, and real-world expenses.

    Gratuity Calculator 2026: Calculate Your Entitlement Under New Rules

    Check your gratuity amount instantly based on the Payment of Gratuity Act with updated ₹25 lakh tax exemption cap.

    Gold Investment Calculator 2026: SGB vs ETF vs Digital vs Physical

    Compare all gold investment options with Budget 2026 tax rules and find the most cost-effective way to invest in gold.

    FD Calculator 2026: Senior Citizen Rates, TDS & Bank Comparison

    Calculate your FD maturity with the latest 2026 interest rates. Senior citizens get 0.50% extra rate and higher TDS exemption.

    NPS Calculator 2026: Retirement Corpus, Pension & Tax Benefits

    Estimate your NPS corpus at 60, monthly pension from annuity, and save up to ₹62,400 extra tax with 80CCD(1B).

    Net Worth Calculator India: Know Your True Financial Position

    Total up your assets, subtract your liabilities, and discover your real financial health in 3 simple steps.

    All models updated to Feb 2026 Tax Code
    Inflation benchmarks: 7% / 13% active
    Zero-Knowledge: No data leaves your device

    Join 45k+ in the 2026 FIRE Weekly

    Weekly tax & investment insights for India

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