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    Privacy Policy

    Last updated: January 2026

    Bharat Savings is committed to protecting your privacy. This policy explains how we handle your data. In short: we don't collect any personal information. All calculations happen entirely on your device.

    Information We Collect

    We do not collect personal information for our calculator tools — no registration, no account creation, no phone numbers, no names. The only data point we collect is your Email Address, and only if you voluntarily subscribe to our FIRE Weekly newsletter. This email is stored solely to send you weekly insights and is never linked to any calculation data you enter in our tools. You can unsubscribe at any time.

    Data Storage

    Your calculation history is stored locally on your device using browser storage (localStorage). This data never leaves your device and is not transmitted to any server. You have full control over this data.

    Data Security

    Since all data stays on your device, your financial calculations are as secure as your device itself. We don't have servers that could be breached. We don't have databases that could be hacked.

    Third-Party Services

    We do not share any data with third parties because we don't collect any data. The app may display ads in the future, but advertisers will not receive any personal information from us.

    Your Rights

    You can delete all your calculation history anytime from Settings or by clearing your browser/app data. You can export your calculations as PDF before deleting. No request to us is needed.

    Children's Privacy

    This app is safe for all ages. Since we don't collect any personal information, there are no special concerns regarding children's data. The SSA calculator is specifically designed to help parents plan for their daughters' future.

    Changes to This Policy

    If we make changes to this privacy policy, we will update the "Last updated" date at the top of this page. Continued use of the app after changes constitutes acceptance of the updated policy.

    Contact Us

    If you have any questions about this Privacy Policy, please reach out through the app store listing or our official channels.

    100% Private & Secure

    All calculations happen on your device. We don't collect or store any of your financial data.

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    Privacy-First

    We don't track you. We only use local storage to save your math. No cookies, no accounts.